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How to get started on HonestDeed

From listing to first payment, you're in control. Choose your situation below and see exactly how the process works for you.

From listing to first payment, you're in control

HonestDeed makes it simple, safe, and transparent to sell your asset on your terms. Here's everything that happens, start to finish.

  1. 1

    Request access

    Visit HonestDeed.com and request access to the platform. We'll verify you and get you set up — no bank, no broker, just you.

  2. 2

    Build your profile and complete identity verification

    Create your profile so buyers know who they're dealing with. You'll complete a quick KYC verification — a standard identity check that protects everyone in the transaction.

  3. 3

    Post your asset

    List your property, business, equipment, land, or digital asset. Set your price, your terms, and what kind of financing you're open to.

  4. 4

    Invite buyers to your listing

    Share your listing directly with people you know, or let the HonestDeed marketplace bring qualified buyers to you. You control who sees your deal.

  5. 5

    Buyers run their numbers

    Interested buyers use our built-in financing calculator to model payments, rates, and terms against your listing — so every offer that comes in is informed and serious.

  6. 6

    Review and make offers

    You can run your own numbers too — counter, adjust, and shape the deal before any offer is formally submitted. You'll never be caught off-guard.

  7. 7

    Negotiate within the app

    Go back and forth on price, down payment, interest rate, and schedule — all inside HonestDeed. Everything is documented so both sides are protected.

  8. 8

    Accept and structure the loan

    Once terms are agreed, we generate your seller-financed loan documents automatically — promissory note, amortization schedule, and all the paperwork handled.

  9. 9

    Secure your interest

    HonestDeed helps you properly record and secure your lien against the asset — so your interest is legally protected from day one.

  10. 10

    Start collecting payments

    Payments are collected, tracked, and deposited automatically. You'll have a full ledger, payment history, and lender dashboard — all in one place.

Turn the equity in your home into steady monthly income

You've earned the equity in your home. HonestDeed gives you a way to unlock it — without a reverse mortgage, without giving up control, and without a bank deciding what your future looks like.

  1. 1

    Request access

    Visit HonestDeed.com and request access. We'll verify your information and walk you through the setup — no pressure, no rush.

  2. 2

    Create your profile and verify your identity

    Your profile helps buyers understand who they're working with. You'll complete a simple identity verification (KYC) — quick, secure, and done once.

  3. 3

    List your home

    Post your property with your asking price and the financing terms you're comfortable with. You decide the down payment, interest rate, and payment duration.

  4. 4

    Invite potential buyers

    Share your listing with someone you already know — a neighbor, a family friend, a younger couple — or let HonestDeed connect you with qualified buyers.

  5. 5

    Let buyers see the full picture

    HonestDeed's calculator lets buyers model their monthly payment and total commitment before they approach you. When someone makes an offer, they've already done the math.

  6. 6

    See exactly what you'd receive

    Model what the deal means for you — how much you'd receive each month, how interest compounds in your favor, and what the total payout looks like over time.

  7. 7

    Negotiate at your own pace

    No auction, no pressure. Go back and forth inside the app until the terms feel right. Every message and offer is saved.

  8. 8

    Generate your loan documents

    HonestDeed creates your seller-financed loan documents — promissory note, repayment schedule, and all the legal paperwork — automatically.

  9. 9

    Secure your interest in the property

    We help you properly record your lien so that you retain a legal claim on the home until the loan is fully paid.

  10. 10

    Collect your monthly payments

    Every month, your payment arrives and is tracked on your dashboard. Balance, payment history, and projected payoff — without calling anyone.

Sell your business on your terms, and keep more of what you built

You've spent years building something real. HonestDeed gives you a way to sell it without handing the deal over to a broker, a bank, or a middleman.

  1. 1

    Request access

    Visit HonestDeed.com and request access. We'll verify you and get you set up quickly — so you can focus on the deal, not the paperwork.

  2. 2

    Build your profile and verify your identity

    Tell your story. Buyers want to know who built this business. You'll complete a quick KYC identity verification — a signal to buyers that this deal is legitimate and protected.

  3. 3

    Post your business

    List your business with your asking price, seller financing terms, and the deal structure you're open to. You set the floor — and you own the conversation from there.

  4. 4

    Invite buyers to your listing

    Reach out to people you already know — your network, your industry — or let HonestDeed surface qualified buyers for you.

  5. 5

    Buyers run their numbers

    Serious buyers use HonestDeed's calculator to model their payments against your terms before they ever reach out. No tire-kickers, no lowballs without context.

  6. 6

    Run your own numbers

    See what different down payments or rates mean for your monthly income before you respond to any offer. Know your walk-away number.

  7. 7

    Negotiate within the app

    Counter, adjust, and agree — all inside HonestDeed. Every exchange is logged, so there's no confusion when it's time to close.

  8. 8

    Structure the loan

    HonestDeed generates your seller-financed loan documents automatically — promissory note, schedule, terms. Clean, professional, done.

  9. 9

    Protect your position

    We help you record your lien so that your interest in the business is legally secured. If something goes sideways, you're protected.

  10. 10

    Start receiving payments

    Payments come in automatically each month. Your dashboard shows every transaction, outstanding balance, and full payment history. You're the bank now.

Move land faster by being the bank, and earn interest while you do it

Cash buyers for land are scarce. Seller financing turns that constraint into an advantage — you create the deal, set the terms, and collect interest on every dollar you're owed.

  1. 1

    Request access

    Visit HonestDeed.com and request access. Fast setup, no friction — built for investors who have multiple parcels moving at once.

  2. 2

    Set up your profile and verify your identity

    Your profile tells buyers you're a professional. You'll complete a quick KYC verification — it takes minutes and adds legitimacy to every deal you post.

  3. 3

    List your parcel

    Post your land with your asking price, required down payment, interest rate, and term structure. Land deals are straightforward — your listing should be too.

  4. 4

    Reach your buyer pool

    Share the listing with your existing buyer list, your land-investor network, or let HonestDeed find you new prospects.

  5. 5

    Buyers calculate before they contact you

    HonestDeed's calculator lets buyers run their monthly payment and total obligation before they reach out. You hear from buyers who can actually close.

  6. 6

    Model the return before you respond

    Run your own projections — yield, total interest earned, cash-on-cash return. Know exactly what you're agreeing to before you agree to it.

  7. 7

    Negotiate inside the platform

    Back-and-forth on price, down payment, and term — all logged and documented. When it's time to sign, both sides have a clean record.

  8. 8

    Loan documents generated automatically

    HonestDeed creates your promissory note, amortization schedule, and loan agreement at closing. Professional paperwork without professional fees.

  9. 9

    Secure your interest in the land

    We help you record your lien on the parcel so your position is legally protected. If a buyer defaults, your path to reclaiming the land is already built in.

  10. 10

    Payments come in every month

    Monthly payments hit your dashboard automatically. Track every parcel, every balance, and every payment — across your entire land portfolio.

Finance your own equipment deals and stop leaving margin on the table

Every time a customer can't get approved through a lender, you lose a sale. Seller financing puts you back in control — you move the equipment, you earn the interest.

  1. 1

    Request access

    Visit HonestDeed.com and request access. Setup is fast — designed for dealers who need to move inventory, not manage software.

  2. 2

    Build your dealer profile and verify your identity

    Your profile is your credibility. You'll complete a KYC identity verification — fast, required once, and it tells buyers the dealer they're working with is legitimate.

  3. 3

    Post your equipment

    List the machine, vehicle, or equipment with your asking price and financing terms. Down payment, interest rate, payment schedule — give buyers everything they need to say yes.

  4. 4

    Bring your customers to the listing

    Share the listing directly with the customer you're already talking to, or use HonestDeed to reach new buyers looking for equipment with flexible financing.

  5. 5

    Customers calculate their payment upfront

    HonestDeed's calculator lets buyers model their monthly payment before the conversation gets serious. Fewer stalls, fewer "let me think about it" responses.

  6. 6

    Run the deal from your side

    Model what different structures mean for your total return. A higher rate, a larger down payment, a shorter term — know the difference before you commit.

  7. 7

    Negotiate and document everything

    Work out the final terms inside HonestDeed. Every message and counteroffer is logged — both sides have a clean record, not a handshake and a memory.

  8. 8

    Loan documents are generated for you

    HonestDeed creates the promissory note, payment schedule, and loan agreement automatically at closing. Professional documentation for every deal.

  9. 9

    Secure your interest in the equipment

    We help you file your security interest so that the equipment is legally tied to the loan. If a buyer stops paying, your claim is already on record.

  10. 10

    Payments track themselves

    Monthly payments post to your dashboard automatically. See every deal you've financed, every balance outstanding, and every payment received.

Exit your digital asset on your terms, with real legal protection built in

Selling a SaaS product, content site, or digital business is a real transaction — and it deserves a real structure. HonestDeed gives you seller financing without the chaos.

  1. 1

    Request access

    Visit HonestDeed.com and request access. Fast onboarding, no bureaucracy — built for founders and operators who want to move decisively.

  2. 2

    Set up your seller profile and complete identity verification

    Your profile is the first signal that this is a serious deal. You'll complete a KYC verification — for digital asset transactions, verified identity on both sides makes the deal enforceable.

  3. 3

    Post your digital asset

    List your SaaS product, content site, newsletter, or online business with your asking price and financing terms. Recurring revenue assets are well-suited to structured payments.

  4. 4

    Bring qualified buyers into the deal

    Share your listing with strategic acquirers, investors, or operators you're already in conversation with — or let HonestDeed surface new buyers.

  5. 5

    Buyers evaluate the deal before they approach

    HonestDeed's calculator lets buyers model their payment structure against your MRR and asking price. Informed buyers move faster and negotiate smarter.

  6. 6

    Model the exit from your side

    Run your own numbers — what different payment structures mean for your total take, how interest income stacks, and what a balloon structure could look like.

  7. 7

    Negotiate with everything documented

    Back-and-forth on price, payment schedule, holdback provisions, and earnout structure — all inside HonestDeed. Every message is logged.

  8. 8

    Loan documents generated automatically

    HonestDeed creates your promissory note, repayment schedule, and loan agreement. Clean, professional documentation — without waiting weeks for a lawyer.

  9. 9

    Secure your interest in the asset

    We help you structure and record a security interest in the digital asset — so that if a buyer defaults, you have a legal claim and a clear path to recovery.

  10. 10

    Collect your payments automatically

    Payments post to your dashboard every month. Full ledger, balance tracking, payment history — all in one place. You've exited the business, not the income.

Originate clean notes from the start, and manage your portfolio in one place

Every note you hold is only as strong as how it was originated. HonestDeed gives note investors a structured, documented path from listing to lien.

  1. 1

    Request access

    Visit HonestDeed.com and request access. Verification is fast — we built this for people who move on deals quickly.

  2. 2

    Set up your profile and complete KYC

    Your profile establishes your credibility as a seller-financier. KYC verification is fast, required, and makes every note you originate defensible.

  3. 3

    Post your asset

    List the property, land parcel, or other asset you're selling with seller financing. Set your rate, amortization, and balloon — the terms that make the note perform.

  4. 4

    Bring your buyer network

    You already have relationships. Invite qualified buyers directly to your listing, or let HonestDeed surface new ones. You control who's at the table.

  5. 5

    Buyers model their payments upfront

    Buyers arrive at the conversation already understanding their obligation. Fewer surprises, faster closes, better-performing notes.

  6. 6

    Model the note from your side

    Run your own projections — yield, total return, cash flow by period. Make sure the note you're creating is the one you actually want to hold or sell.

  7. 7

    Negotiate and document as you go

    Every offer, counter, and agreed term is logged inside the platform. When it's time to close, you have a clean, timestamped record.

  8. 8

    Generate institutional-quality loan documents

    HonestDeed produces your promissory note, amortization schedule, and loan agreement automatically. Origination-ready documentation without attorney fees.

  9. 9

    Record and secure the lien

    We help you properly perfect your security interest in the asset — so the note you're holding is backed by a legally recorded position. Clean paper from day one.

  10. 10

    Collect and track payments automatically

    Payments post to your dashboard automatically. Full ledger, payment history, and balance tracking across every note you've originated on the platform.

Add seller financing to your toolkit and close deals that would otherwise fall apart

When conventional financing is a dead end, seller financing opens the door. HonestDeed gives you and your clients a structured, professional way to close those deals.

  1. 1

    Request access

    Visit HonestDeed.com and request access. Get your seller client set up quickly — or set up your own account to manage listings on their behalf.

  2. 2

    Build the seller's profile and complete identity verification

    A complete profile positions your client as a credible seller-financier. KYC verification is a one-time step that strengthens every offer they receive.

  3. 3

    Post the listing with seller financing terms

    List the property with your client's asking price and financing structure. Down payment, interest rate, term, balloon — everything a buyer needs to evaluate the deal.

  4. 4

    Invite qualified buyers

    Bring your buyer pipeline directly to the listing, or let HonestDeed surface additional prospects. Your deal, your network gets first look.

  5. 5

    Buyers arrive informed

    HonestDeed's calculator means buyers have already run their numbers before the first conversation. No wasted calls, no lowballs from people who don't understand their payment.

  6. 6

    Run the numbers for your client

    Model the deal together — what different structures mean for their monthly income, tax exposure, and total return. Advisors who run these numbers close more deals.

  7. 7

    Negotiate cleanly, on the record

    Every back-and-forth happens inside the platform — documented, timestamped, and professional. Nothing falls through the cracks.

  8. 8

    Loan documents are generated automatically

    HonestDeed generates the promissory note, amortization schedule, and loan agreement. Professional documentation without a separate closing attorney for every deal.

  9. 9

    Lien is recorded and secured

    HonestDeed helps ensure your seller's interest in the property is legally protected. The deal closes with a secured position — not a handshake and a hope.

  10. 10

    Payments run on autopilot

    Your client's payments are tracked, deposited, and reported automatically. Once the deal closes, HonestDeed handles the servicing — you've already moved on to the next one.

Ready to get started?

You built the asset. HonestDeed helps you monetize it — on your schedule.