Privacy Policy
Last updated: February 13, 2026
This privacy policy describes the types of information HonestDeed, Inc. (collectively, "HonestDeed," "we," or "us") may collect from you, or that you may provide when you use, access or interact with our Services described in our Terms of Service. This privacy policy describes our practices for collecting, using, maintaining, protecting, and disclosing that information. It also describes the choices available to you regarding our use of your personal information and how you may access and update this information. Please read this policy carefully to understand our practices regarding your information and how we may treat it.
What This Policy Covers
This Policy gives you notice about how HonestDeed collects, uses, and shares information in connection with your access and use of our Services. This policy does not cover the privacy practices of third parties that we do not own or control, including through any application or content that may link to or be accessible from or on the Service.
Categories of Information We Collect
We collect information from and about users of our Service in three primary ways: (1) information provided to us directly from you; (2) information collected from you automatically as you interact with the Service; and (3) information collected about you from third parties.
Information You Provide to Us
You may provide information to us in various ways, such as through forms, features or other means offered through our Services, such as when you create your account, when you input information around your financial goals, and where you send us comments, questions, or other feedback.
The types of information you provide us fits into three categories:
- Personal Information: Information that identifies you or others personally, such as your name, address, email address, Social Security number, passport number or phone number. Some of this information is required to verify your identity and to fulfill your requests or instructions.
- Non-Personal Information: Information about you or your household that doesn't identify you personally, like your gender, income or what types of financial services products you may be interested in.
- Financial Information: Bank account information, payment card primary account number (PAN), transaction history, trading data, and/or tax identification.
When we combine information that isn't Personal Information with Personal Information or Financial Information, we will treat it like Personal Information.
Information We Automatically Collect
We automatically collect certain information about how you access and interact with our Services ("Usage Information"). This may include:
- Device Information: Operating system, hardware model, application or browser type and version, and unique identifiers.
- Log Information: IP address, browser or device configuration, date and time of access, and cookie information.
- Location Information: We may use your IP address or other information to estimate your location (e.g., city or state). We may also request location-enabled services on your device with your consent.
We and our partners may use technologies such as cookies, Google Analytics, session recording, browser web storage, web beacons and similar technologies to collect Usage Information. Blocking cookies may affect your browsing experience and limit your ability to use certain features of our Services.
Information Third Parties Provide About You
Our Service may rely on information about you that we collect and verify from third parties, such as credit reports and credit scores from credit bureau partners and identity databases. We may work with third party partners to supplement Usage Information. Our partners may provide us with information about products or offers available based on your Account Information or credit profile so that we can give you more useful, personalized recommendations.
How We Use the Information We Collect
We use the information we collect to:
- Create your account and provide our Service. We use the information to create and secure your account, maintain your Account Information, and provide the Services to you.
- Provide personalized features. We use the information to provide you with personalized service recommendations, credit monitoring (where applicable), and financial insights.
- Improve our Service. The information helps us tailor our content and improve the way we match you to recommended services.
- Communicate with you. We use information to provide member support, send service-related announcements, and other updates or promotions via email, push notification, or physical mail.
- Maintain regulatory compliance. Certain Services are subject to laws and regulations requiring us to collect, use, and store your personal information in certain ways (e.g., identity verification for anti-money laundering compliance).
- For legal reasons. We may access, use, preserve, or disclose information as reasonably necessary to comply with applicable law, regulation, subpoena, or legal process, or to enforce our Terms of Service.
- Prevent or detect fraud. We use information to protect the safety, integrity, and security of our members, our Services, or any third party.
Sharing of Your Information with Third Parties
We do not share your personal information with third parties for their direct marketing purposes.
We may disclose your personal information:
- To contractors, service providers, and other third parties to support our business and the delivery of the Services.
- To financial institutions with which we partner to process the payments you have authorized.
- To third parties with your consent to fulfill the purpose for which you provided it.
- With third party identity verification services to confirm your identity for regulatory or anti-fraud purposes. For example:
- As part of a business transfer (merger, acquisition, or sale of assets). If such a transfer results in a material change in the treatment of your Personal Information, you will be notified.
- For legal reasons, as permitted by law.
- To prevent or detect fraud, or for required institutional risk controls.
- With your express consent in other limited contexts.
We may disclose aggregated information about our users and information that does not identify any individual without restriction.
Retention of Personal Information
We store your personal information securely throughout the life of your Account. We only retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including for legal, accounting, or reporting obligations or to resolve disputes. Personal information collected to comply with financial or anti-money laundering laws may be retained after account closure for as long as required under applicable laws.
Links to Other Websites
Our Service includes links to other websites whose privacy practices may differ from ours. If you submit personal information to any of those websites, their privacy policies govern your information.
Updating or Deactivating Your Account
You are responsible for maintaining the accuracy of your Account Information. You can access and make changes by logging in and updating your account page. You can manage communications preferences in your account profile. We include "unsubscribe" instructions in marketing emails. If you cancel and deactivate your account, we will disable it and stop sending you further communications. Due to our record-keeping and retention requirements, we do not delete all information about you upon deactivation.
Security
The security of your Personal Information is important to us. Where you have chosen a password for access to certain features, you are responsible for keeping this password confidential. When you enter sensitive information (such as payment card numbers) on our forms, we or our partners encrypt the transmission using secure socket layer technology (SSL). We follow generally accepted industry standards to protect personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee the absolute security of your information.
Your California Privacy Rights
If you are a California resident, you may be entitled to additional rights over your Personal Information under the California Consumer Privacy Act (CCPA). You may have the right to: (1) know what personal information we collect and how we use it; (2) request deletion of your personal information; (3) opt-out of the sale of your personal information (we do not sell personal information); and (4) non-discrimination for exercising your rights. To exercise these rights, please contact us at the address below.
Children Under the Age of 13
Our Service is not intended for children under 18 years of age. No one under age 13 may use or provide any information to the Service. We do not knowingly collect Personal Information from children under 13. If you believe we might have collected information from or about a child under 13, please contact support@honestdeed.com.
Changes to This Privacy Policy
We may update this privacy policy to reflect changes to our information practices. If we make any material changes to how we treat Personal Information, we will notify you by email using the address in your Account Information or by a notice on the HonestDeed website. You are responsible for ensuring we have an up-to-date email address. We encourage you to periodically review this page for updates.
Contact Information
You can contact us about our privacy policy at:
HonestDeed, Inc.
109 S Front St, Marquette, MI 49855
Email: legal@honestdeed.com